Fair lending and pricing

• Fair Practices Code (English)PDF
• Fair Practices Code in Hindi, Kannada and TeluguPDFs
• Interest Rate PolicyInterest rate model and risk gradation
• Schedule of ChargesIncluding penal charges
• Loan products and key termsRates, fees and tenure

Complaints

• Grievance Redressal MechanismGrievance Redressal Officer: Mr. Madhusudan M
• RBI Sachet portalReport unauthorised lending or fraud
• RBI Complaint Management SystemEscalate an unresolved complaint
• Reserve Bank – Integrated Ombudsman Scheme, 2026Scheme details

Digital lending and data

• Lending platformOmozing app and omozing.com, owned by Aparampaar Finance
• Sourcing partnersFundsTiger.in · Kashti · Paisa 247 · Switch My Loan. Partners source applications only; they do not take credit decisions, handle borrower funds or collect repayments.
• Privacy PolicyHow we collect, use and store data
• Terms of UseWebsite terms

Aparampaar Finance Private Limited · CIN U65929KA2019PTC126056. The Reserve Bank of India has registered the company as an NBFC. Registration does not mean the RBI guarantees the company’s financial soundness or the accuracy of its statements.