Responsible Credit
that Empowers
Every Indian
Aparampaar Finance Pvt. Ltd. is a Reserve Bank of India registered NBFC providing transparent personal and business loans across India — powered by our digital brand Omozing.com.
RBI Registered NBFC — Type 2 Non-Deposit Taking. Regulated, transparent, compliant with RBI Digital Lending Guidelines 2022.
Credit Solutions for Real Life Needs
RBI-compliant loan products for salaried individuals, self-employed professionals, and small businesses.
Personal Loans
EMI-based loans with simple documentation, transparent terms, and repayment from 3 to 36 months.
Up to ₹25 Lakhs Apply via Omozing →Business Loans
Unsecured working capital for small businesses — assessed on GST records, business performance & cash flow.
Customised Limits Apply via Omozing →Salary Cash Advances
Small-ticket, short-duration loans to bridge monthly gaps for salaried employees. Fast disbursal.
Quick Disbursal Learn More →Principled Lending.
Human Touch.
Beyond the Credit Score
We evaluate income stability, repayment intent, and future potential — not just CIBIL.
AI-Powered, Human-Reviewed
Omozing uses AI for rapid credit assessment with expert manual review for fair decisions.
Complete Transparency
Every loan carries a clear Key Fact Statement (KFS) with APR, fees, and total cost of credit.
Corporate Wellness Programs
Employee loan programs that reduce financial stress at work and improve productivity.
Built on Trust,
Governed by the RBI
Apply Instantly
on Omozing
Omozing is the consumer-facing digital platform of Aparampaar Finance — apply for loans, manage EMIs, and track your credit health.
☎ Missed Call & Apply: 9480 365 365
How to Raise a Grievance
As an RBI-regulated NBFC, we have a structured, time-bound Grievance Redressal Mechanism. Follow the 4-step escalation path below.
Customer Support
Raise your complaint via the Omozing app, website contact form, email, or phone. Most issues resolved within 7 working days.
Contact Support →Grievance Redressal Officer
If unsatisfied, escalate in writing to our Grievance Redressal Officer (GRO). Response within 15 working days as per RBI mandate.
File with GRO →Nodal Officer / Management
GRO response unsatisfactory? Escalate to our Nodal Officer for final internal review. All grievances closed within 30 calendar days.
Nodal Officer Details →RBI Integrated Ombudsman
Unresolved after 30 days? Escalate to the RBI Integrated Ombudsman at cms.rbi.org.in or RBI Sachet — free of charge.
RBI CMS Portal →Sourcing & Recovery Partners
Per RBI guidelines, we disclose our empanelled lead sourcing partners and authorised collection & recovery agencies.
Lead Sourcing Partners (LSPs) are fintech platforms, DSAs, and digital sourcing entities empanelled by Aparampaar Finance to source loan applications. All LSPs are verified and contracted per RBI Digital Lending Guidelines 2022. LSPs do not handle borrower funds, make credit decisions, or collect repayments.
Collection & Recovery Agencies are authorised third-party entities engaged by Aparampaar Finance for loan recovery. All agencies are bound by our Code of Conduct for Collection, operate only during RBI-prescribed hours (8am–7pm), carry authorisation letters, and are prohibited from coercive or harassing practices. Borrowers may verify credentials by contacting our Grievance Officer.
Governed. Accountable. Transparent.
Fair Practice Code
Governs loan appraisal, disbursement, and post-disbursement supervision in line with RBI guidelines.
Read Fair Practice Code →Grievance Redressal
Dedicated GRO. Complaints resolved within 30 days. Escalation to RBI Ombudsman available.
Raise a Complaint →Privacy & Data Protection
Customer data processed only for legitimate lending purposes with explicit consent. Policy published.
Privacy Policy →Ready to Get Started?
Apply online in minutes via Omozing — or give us a missed call and we’ll call you back.
⚠️ Fraud Caution: We never demand upfront fees, OTPs, or advance payments. Always apply at www.omozing.com or the official app only.