Responsible Credit
that Empowers
Every Indian
Aparampaar Finance Pvt. Ltd. is a Reserve Bank of India registered NBFC providing transparent personal and business loans across India — powered by our digital brand Omozing.com.
RBI Registered NBFC — Type 2 Non-Deposit Taking. Regulated, transparent, compliant with RBI Digital Lending Guidelines 2022.
Credit Solutions for Real Life Needs
RBI-compliant loan products for salaried individuals, self-employed professionals, and small businesses.
Personal Loans
EMI-based loans with simple documentation, transparent terms, and repayment from 3 to 36 months.
Up to ₹25 Lakhs Apply via Omozing →Business Loans
Unsecured working capital for small businesses — assessed on GST records, business performance & cash flow.
Customised Limits Apply via Omozing →Debt Consolidation Loans
Combine multiple outstanding loans into a single manageable EMI with better repayment structure and financial clarity.
Simplified Repayment Learn More →Principled Lending.
Human Touch.
Beyond the Credit Score
We evaluate income stability, repayment intent, and future potential — not just CIBIL.
Complete Transparency
Every loan carries a clear Key Fact Statement (KFS) with APR, fees, and total cost of credit.
Corporate Wellness Programs
Employee loan programs that reduce financial stress at work and improve productivity.
Built on Trust,
Governed by the RBI
Apply Now
on Omozing
Omozing is the consumer-facing digital platform of Aparampaar Finance — apply for loans, manage EMIs, and track your credit health.
Customer Grievance Redressal Mechanism
Aparampaar Finance Pvt. Ltd. is committed to resolving customer grievances in a fair, transparent, and time-bound manner in compliance with RBI guidelines. Customers may escalate complaints through the below grievance redressal hierarchy.
Customer Support
📞 8884800789 | 📧 care@aparampaar.co.in
Monday to Friday, 10:00 AM – 5:00 PM (Except Public Holidays). Complaints acknowledged and resolved within 48 working hours.
Grievance Redressal Officer
Not satisfied within 48 working hours? Escalate to our GRO / Principal Nodal Officer — Mr. Madhusudan M.
📧 grievance@aparampaar.co.in | madhusudan@aparampaar.co.in
Suite 3, 4th Floor, Indraprastha, No 81, Gubbi Cross, Hennur Bagalur Main Road, Bengaluru – 560077.
RBI Integrated Ombudsman
Complaint not resolved within 30 days or dissatisfied with resolution? Approach the Reserve Bank of India under the Integrated Ombudsman Scheme — free of charge.
🌐 cms.rbi.org.in | sachet.rbi.org.in
RBI Sachet Portal →
Sourcing & Recovery Partners
Per RBI guidelines, we disclose our empanelled lead sourcing partners and authorised collection & recovery agencies.
Lead Sourcing Partners (LSPs) are fintech platforms, DSAs, and digital sourcing entities empanelled by Aparampaar Finance to source loan applications. All LSPs are verified and contracted per RBI Digital Lending Guidelines 2022. LSPs do not handle borrower funds, make credit decisions, or collect repayments.
Governed. Accountable. Transparent.
Fair Practice Code
Governs loan appraisal, disbursement, and post-disbursement supervision in line with RBI guidelines.
Read Fair Practice Code →Grievance Redressal
Dedicated GRO. Complaints resolved within 30 days. Escalation to RBI Ombudsman available.
Raise a Complaint →Privacy & Data Protection
Customer data processed only for legitimate lending purposes with explicit consent. Policy published.
Privacy Policy →Ready to Get Started?
Apply online in minutes via Omozing — or give us a missed call and we’ll call you back.
⚠️ Fraud Caution: We never demand upfront fees, OTPs, or advance payments. Always apply at www.omozing.com or the official app only.